Free Short Sale Help: (425) 998-6004
  • Bellevue Short Sales

    Short Sale Is Complicated But, Can Help Sellers Who Owe More Than Home Is Worth. A short sale occurs when a property is sold for less than the total debt owed on the property and must be approved by the lenders. Homeowners requesting short sales must prove their hardship such as mortgage payment increase, job loss, divorce, excessive debt, forced or unplanned relocation.

    Call (425) 998-6004 for Short Sale Help

  • Short Sale Process In Washington

    Short sales are different from foreclosures, which are when your lender takes title of your home through a lengthy legal process and then sells it. Homeowners need to prepare a short sale package to their bank. Each bank has its very own guidelines and the basic procedure is similar from bank to bank.

    Learn How To Short Sell
  • #1 Bellevue Short Sale Agents

    Our Short Sale Experts are CDPE (Certified Distressed Property Expert) and SFR (Short Sales and Foreclosure Resource) certified. We will provide necessary paperwork, be responsible for all contact with lenders and banks, and Negotiate on behalf of you. Our experienced short sale specialist will help you answer all your short sale and foreclosure questions and share with you the solutions that that can help stop the foreclosure action.

Short Sale Can Stop Foreclosure!

Short Sales require a unique set of skills for a real estate agent and the short sale approval can very much depend on how your agent negotiates with the lender and buyer. We have a Success Rate of 98% on Approvals from the Banks and closed successful short sales in Bellevue, Clyde Hill, Medina, Hunts Point, Yarrow Point, Mercer Island, Issaquah, Sammamish, Kirkland, Seattle, Redmond and Renton, WA. ( ** If you have a Mortgage with BANK OF AMERICA, CHASE, WELLS FARGO, CITI, OCWEN, You may be qualified to receive up to $35,000 Relocation Money. )

What Is A Short Sale?

Is A Short Sale Right Alternative For You?

Short sales in Bellevue WA are when a homeowner owes more than what the home is worth and the lender accepts the amount as the payment in full. Short sale your home could be the right alternative for you if it’s done right by a short sale specialist. Our Bellevue short sales negotiator can help you avoid foreclosure and short sell your home.

Short Sales vs. Foreclosures

Is Short Sale Really Better Than Foreclosure?

How is a Short Sale different from Foreclosure? A foreclosure stays on your record for 8+ years while a short sale will allow you to purchase your next home within 2 years. Our experienced Bellevue short sale real estate agents can help you answer all your questions on short sales and foreclosures and share with you the solutions to get you out of the tough times.

Bellevue Short Sale Specialists

We Are Certified Bellevue Short Sale Experts!

Our Certified Distressed Property Short Sales Agents are knowledgeable of the entire landscape of foreclosure avoidance options and is distinctly qualified to negotiate with banks and help struggling homeowners regain peace of mind and a sense of stability for the future.
Call us at (425) 998-6004 or email us.

All of our Professional Short Sale Services are 100% FREE to our Clients! CONTACT OUR SHORT SALE SPECIALIST
Bellevue Short Sale Attorney

Our Short Sale Services Are 100% Free To You!

  • A short sale does Not cost anything to homeowners. Your bank will pay all the fees of the real estate sales including closing costs and real estate commissions IF we complete a short sale successfully..

Why Should I Short Sale My Home?

  • Short Sales happen in pre-foreclosure stage. If the short sale is successful, the seller escapes foreclosure and the corresponding hit to their credit report. A foreclosure can remain on your credit for 7+ years while short sales usually get significantly less damaging. So, you will be able to purchase your next home within 2 years while 8+ years for foreclosure.
  • In addition to be forgiven the shorted difference, you may be qualified for a program to receive up to $35,000 relocation money.

Why Would My Banks Agree To Short Sale MY Home?

  • When lenders agree to do a short sale in real estate, it means the lender is accepting less than the total amount due. Why they allow you to short sell? To foreclosure a home is a very costly event. The average short sale nets a bank 24% more than they would have gotten in a foreclosure.

The Mortgage Forgiveness Debt Relief Act:

When completing Short Sales you’re obviously owing more than your home is currently worth. Therefore, there’s a negative difference between what you actually owed on your mortgage and what your home will sell for – we’ll call it a dividend. For example: You owe $200,000 on your mortgage and your home sells for $150,000 – the dividend is $50,000.

After successfully completing your short sales, you can expect to receive a 1099 from your former mortgage company classifying that $50,000 dividend as taxable income for the year in question.

Here’s the good news: As a result of the Mortgage Forgiveness Debt Relief Act, that dividend is not currently taxable for most homeowners. The act currently extends through December 31st, 2012.

As mentioned, the provision doesn’t apply to all homeowners. For instance, if the property isn’t your primary residence, it’s possible that you’d be taxed on the difference. Additionally, the maximum amount you can treat as qualified principal residence indebtedness is $2 million ($1 million if married filing separately for the tax year), at the time the loan was forgiven.

What Is A Short Sale?

A Short Sale is a real estate that sells for less than the balance owing on its mortgage. If there is a mortgage balance that is greater than the market value of the home, that property is a short sale. Basically, a bank accepts less than what is owed to them when a home is sold.

#1 Short Sale Specialists

A team of experienced short sale agent, negotiator and attorney in Bellevue WA can help you buy or short sell homes in Bellevue, Clyde Hill, Medina, Yarrow Point, Hunts Point, Mercer Island, Issaquah, Sammamish, Kirkland, Seattle, Redmond and Renton, Washington.

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Keller Williams Realty
505 106th Ave. Suite 210, Bellevue, WA 98004
(425) 998-6004
bellevueshortsales.org@gmail.com
www.bellevueshortsaleagents.com
http://kirklandshortsale.com
www.seattleshortsalerealtor.com
http://losangelesshortsalespecialists.com
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